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Through the Disaster Relief Fund, FEMA funds, directs, coordinates, and manages preparedness, response, and recovery efforts associated with domestic main disasters and emergencies declared beneath the Robert T. Stafford Disaster Relief and Emergency Assistance Act . For instance, for the COVID-related declarations, states can use FEMA’s Public Assistance program grant funding for actions that lessen the immediate threat to public health and safety, like standing up emergency medical services. In addition, FEMA’s Individual Assistance program can also reinforce state and local providers offered to help individuals address the pandemic, such as for disaster counseling.
In addition, Commissioned Corps Officers have deployed to supply help in community-based mostly testing sites across the nation, based on company officials. To reply to these crises, the CARES Act and different laws enacted in response to the pandemic offered vital additional funding for well being care suppliers, including increased Medicare payments to eligible suppliers.
We plan to monitor and report spreads on aggregations of dollar-denominated funding grade corporate bonds available through Bloomberg, together with differences in spreads across varied industries. Changes in these spreads over time present a basic indication of adjustments in credit score situations facing corporations in those various industries.
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The scale of the nationwide COVID-19 pandemic requires a complete-of-government strategy to reply, together with multiple federal agencies to assist the public health and medical response. HHS is designated because the lead company for responding to a public well being emergency, together with a pandemic. The COVID-19 pandemic has severely strained well being care sources in some areas and severely reduced revenue that hospitals and other health care suppliers generate from the availability of nonessential health providers. For example, the employment-inhabitants ratio rose by 1.5 proportion points to 52.8 % in May, remaining close to its lowest level ever recorded in April (see fig. 12), credit card defaults are at their highest stage since 2012, and banks are tightening standards on loans to small businesses. In addition, investor perceptions of danger elevated considerably in corporate and municipal credit markets in February and March, but have fallen considerably for the reason that Federal Reserve introduced packages to provide support to these markets. If federal responses are effective, then over time these knowledge may become extra reflective of federal efforts. For instance, monthly hospital margins could reflect whether or not federal efforts to increase reimbursement and funding to suppliers is positively affecting their backside line and monetary health.
Careful monitoring and oversight are required to forestall potential fraud, waste, and abuse that may arise from these new waivers. Indian Health Service Indian Health Service acquired over $1 billion in supplemental funds to prevent, prepare, and respond. Veterans Health Care The Veterans Health Administration has increased its capacity to ship COVID-19 care for veterans, through efforts similar to hiring scientific staff and rising telehealth companies, utilizing present and supplemental funds.
DOD has specific roles, resources and authorities to bring to bear on pandemic response. Under the authority, path, and management of the Under Secretary of Defense , the Assistant Secretary of Defense supplies general coordination for DOD help to civil authorities.
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The act does not define specific oversight responsibilities or include reporting necessities for servicers and landlords, so detection of any noncompliance with the act’s protections will rely upon monitoring packages developed or directed by each company. Agency officials described steps they are taking to update their oversight tools in gentle of the CARES Act housing protections, together with changes to information methods and servicer high quality assurance and compliance reviews. However, monitoring and imposing protections for millions of households during the COVID-19 pandemic could pressure the capacity of the businesses to offer well timed and comprehensive oversight, significantly if compliance monitoring is typically performed on-site or solely once a year. Additionally, enterprise officers said that while they will respond to any reported violations of CARES Act protections, their compliance monitoring is targeted on their own insurance policies. Further, businesses may not have data needed to watch protections for all renters. For instance, company officers said they don’t have data on rental agreements for or tenants in single-family properties with federally backed mortgages.
In a health disaster, the Assistant Secretary serves because the DOD focus for federal departments and companies and other entities on public health and medical assist, preparedness, and coverage matters for the protection assist of civil authorities. The National Guard Bureau coordinates the deployment of National Guard resources residing within the U.S. Army Corps of Engineers is the federal government’s lead public works and engineering help agency. The Defense Logistics Agency works with different U.S. government departments and agencies to facilitate medical logistics support, including the transportation of private protective tools, to and between critical areas. We focused our evaluate of potential well being care indicators on response, recovery, and preparedness, which we selected as a properly-established framework that’s sometimes used to observe large-scale, unanticipated adverse occasions.
Further, FEMA can even concern mission assignments directing another federal company to make the most of its authorities and the sources granted to it under federal regulation to offer direct help to state, local, tribal, and territorial governments. For instance, FEMA issued a mission order to the Department of Defense to provide 10 million N95 respirators to FEMA to help important gear shortfalls through the COVID-19 response. COVID-19 funds can be found by way of a number of businesses inside the Department of Health and Human Services , in addition to businesses outside of HHS, such because the Small Business Administration. Absent proper communication and monitoring of funds throughout these different entities, there’s a risk for duplicate or overlapping payments. For example, CMS has approved no less than 35 states to make retainer payments to help home- and group-based mostly service suppliers (similar to grownup day-care centers) to assist ensure their availability as soon as the public health emergency ends. If retainer payments are made to the facilities, in addition to to the people providing the providers , these funds may duplicate financial help provided through unemployment advantages or small business loans. We have work underway taking a look at efforts to watch use of funding activities, together with addressing risks and challenges—such because the potential for duplication—related to these actions.
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Temporary Financial Regulatory Changes Federal agencies have issued rules or statements on financial regulatory changes and have not exercised sure emergency authorities under the CARES Act. Department of Commerce Support for Industries and the Economy The CARES Act supplied extra appropriations for 4 Department of Commerce bureaus to assist the economic system and industries affected by the COVID-19 pandemic.
Emergency Financial Aid for College Students The Department of Education awarded colleges almost all of the preliminary $6.3 billion designated for faculty students’ emergency monetary help, but the department’s evolving communications could have delayed schools’ distribution of funds to students. Leave Benefits and Tax Relief for Employers Employers have begun claiming refundable tax credit to mitigate the price of paid leave for workers; agreements between the Internal Revenue Service and the Small Business Administration to assist guarantee compliance have not been finalized. Department of Housing and Urban Development Programs The CARES Act appropriated approximately $12.4 billion to the Department of Housing and Urban Development, and the company had obligated roughly 18 % of program funds as of May 31, 2020.
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However, since 2012, SNAP participation has declined, which suggests an increase in meals security in recent times. To conduct this work, we reviewed FEMA documentation on its disaster assistance packages and relevant federal regulation, together with the March 2020 CARES Act and the Stafford Act. We also analyzed the latest information on congressional appropriations and FEMA obligations for federal actions in response to the COVID-19 pandemic. We interviewed FEMA officials regarding federal catastrophe help efforts and challenges the company confronted in successfully serving to affected state and native governments to reply and recuperate from disasters.
Two key features of the federal pandemic response may influence initial unemployment insurance coverage claims. One provision enhances unemployment insurance coverage benefits by increasing eligibility for unemployment compensation benefits, rising weekly benefit quantities by $600, and increasing the variety of weeks of benefit eligibility. Both of those applications aim to financially help staff and the economic system, but companies might have various reactions when weighing the decision to lay off their staff.
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To the extent that enhanced unemployment insurance coverage, restoration rebates, and other packages present financial help to households, tendencies over time in SNAP participation may to some degree reflect the effect of those packages. Available information on the variety of households taking part in SNAP do not yet cover a time interval that would include the effect of Coronavirus Disease 2019 (COVID-19) or federal responses to the pandemic, particularly actions taken beneath the four COVID-19 relief laws enacted on the time of our review.
Eligible costs should be for actions taken to answer the pandemic, including each direct effects—corresponding to addressing public well being needs—and secondary effects—similar to providing economic support to individuals or companies hurt by COVID-19-related enterprise closures. According to Treasury, CRF payments can be utilized to meet payroll bills for public safety, public well being, well being care, human services, and employees whose providers are considerably devoted to mitigating or responding to the COVID-19 pandemic, amongst different issues. Treasury defined that states can also transfer CRF payments to a neighborhood government, so long as the locality uses the funds for eligible expenses. DOT and FEMA agreed with our advice and famous that each companies plan to have improved controls in place by the fall of 2020. During this public well being emergency, FEMA disaster help may be available to transit companies to purchase personal protecting tools for operations personnel, to sanitize public and sure personal non-revenue facilities, and to assist with grocery and meal delivery. Given that COVID-19 may proceed to affect the transit business after CARES Act funds have been exhausted, it is possible that transit businesses could apply for extra funding from a number of FTA and agency packages sooner or later. Overseeing servicer and landlord implementation of CARES Act provisions also will present challenges.
Paycheck Protection Program The Paycheck Protection Program was designed to provide help to small businesses and other organizations that have been affected by COVID-19. The amenities are to assist present credit score to eligible businesses, states, tribes, and municipalities. Tax Relief for Businesses It is simply too early to know the extent businesses are profiting from certain tax aid choices—similar to carrying further losses again to prior tax years—but refunds could also be delayed if companies who should submit amended returns achieve this on paper. Aviation Sector Financial Assistance The Department of the Treasury and the Federal Aviation Administration have begun to provide funding to assist the nation’s aviation industry and airports respond to and recover from the economic results of the COVID-19 pandemic. Agriculture Spending and Food Safety Inspections The U.S. Department of Agriculture is offering $sixteen billion in direct payments to agricultural producers, in addition to $three billion in food purchases for redistribution to meals banks, nonprofits, and different entities. Department of Agriculture Support for Rural America CARES Act funding supplies help for U.S. Department of Agriculture packages to help address the COVID-19 pandemic in rural America.
- Relief for Health Care Providers The Department of Health and Human Services is distributing more than $177 billion to financially help well being care providers, finance care for COVID-19 sufferers and underserved populations, and finance current Health Resources and Services Administration packages.
- Federal Efforts to Provide Medical Supplies States’ requests for medical tools and provides, similar to private protective equipment, shortly exceeded the capability of the Strategic National Stockpile, leading to a multiagency response to amass and distribute materials.
- Medicaid Financing, Waivers, and Flexibilities Federal assistance associated to COVID-19 offered increased federal Medicaid funding for states and territories to assist the costs of their Medicaid packages, together with COVID-19 testing and therapy costs.
- Nursing Homes The Department of Health and Human Services required state survey companies to focus on infection control inspections as many nursing properties confronted outbreaks of COVID-19, and previous inspections present that infection management deficiencies had been widespread and chronic previous to the pandemic.
- COVID-19 Testing The Department of Health and Human Services performs a key role in coordinating test growth and implementation, but faces challenges in facilitating testing and reporting results.
Relief for Health Care Providers The Department of Health and Human Services is distributing more than $177 billion to financially help health care providers, finance look after COVID-19 patients and underserved populations, and finance present Health Resources and Services Administration packages. Nursing Homes The Department of Health and Human Services required state survey companies to concentrate on infection control inspections as many nursing properties faced outbreaks of COVID-19, and past inspections present that an infection control deficiencies had been widespread and protracted previous to the pandemic.
Examples of initial actions recognized by USAID and State for the allocation embody distance and various training while colleges are closed, money assistance to vulnerable families, job expertise coaching, and baby protection providers. In April, Treasury published steerage on its interpretation of the permissible use of CRF funds.
Retirement Accounts Expanded options for withdrawals and loans from retirement accounts can provide financial assistance through the pandemic, however may have an effect on future retirement safety. Tax Deduction for Charitable Contributions The CARES Act increases tax benefits for individuals and companies that donate to nonprofits, however the impact on charitable giving is uncertain. Unemployment Insurance Programs The unprecedented volume of recent unemployment insurance coverage claims within the wake of the COVID-19 pandemic poses major challenges for federal and state officers to supply advantages, assist with reemployment, and establish and prevent improper payments. Federal Student Loans The Department of Education rapidly suspended interest accrual and student loan funds however some types of involuntary collections and communications to borrowers have been more challenging to deal with rapidly. Economic Impact Payments As of May 31, the Department of the Treasury and Internal Revenue Service despatched over a hundred and sixty million funds to recipients for whom IRS has the necessary info. Treasury and IRS nonetheless face challenges to make sure that eligible people receive their funds, to prevent improper payments, and to combat fraud. Housing Protections Agencies have issued steering on CARES Act housing protections, but challenges remain in ensuring that owners and renters profit.
Recoupment of the advance and accelerated funds, via the offsetting of latest Medicare claims, begins no more than one hundred twenty days after the funds are disbursed and continues for 3 or eight months, depending on the type of provider or provider. Any remaining balances not recovered via withholding of Medicare claims funds might be demanded for payment. Provider functions for the Advanced Payment Program were discontinued beginning on April 26, 2020, in light of grant funds made out there via the Provider Relief Fund. Congress appropriated nearly $2.3 billion in funding for a variety of existing HRSA applications as part of the response to the COVID-19 pandemic. The majority of the funds appropriated for HRSA packages—$2.02 billion—are for the Health Center Program.
This program makes grants to health facilities that provide a comprehensive set of main and preventative health care companies to people regardless of their capability to pay. As of May 31, HHS obligated $2.00 billion and expended virtually $215 million of the funds appropriated for the Health Center Program. Also as of May 31, roughly one-third of health facilities had accessed supplemental funding under the CARES Act . According to HRSA officials, health facilities might wait to entry the supplemental funding till they’ve created a finances that aligns with the funding requirements, and some might wait till the price range is permitted by HRSA. The impact of public health measures against the pandemic and the choices of state authorities officers to relax policies that restrict sure financial and social exercise might also have a significant impact on the economic system and the symptoms we’ve recognized. We proceed to consider quite a lot of additional indicators and qualitative sources of knowledge, and will embrace them in future reviews as extra knowledge become available or as circumstances related to the pandemic and the economy evolve.
As discussed earlier on this report, all three businesses also undertook COVID-19 response actions previous to receiving supplemental funds, including State efforts to repatriate U.S. citizens and USAID and CDC efforts to assist other international locations respond to the pandemic. U.S. Public Health Service, inside HHS, deployed greater than four,a hundred Commissioned Corps Officers to support the COVID-19 response, based on U.S. Surgeon General, the Commissioned Corps is a group of public health officers whose duty stations are sometimes within federal companies, including the Centers for Disease Control and Prevention , Food and Drug Administration, Indian Health Service, and National Institutes of Health. However, these officers may full tutorial of search engine scraper and email extractor by creative bear tech be quickly assigned to assist with a federal response. Many of those officers embody physicians, nurses, pharmacists, and others who can provide public health and medical care. For the COVID-19 response, these officers were deployed to offer surge capability to help field hospitals and other public well being and medical missions. For example, agency officials reported that Commissioned Corps Officers had been deployed to help American residents coming back from China and Japan and to offer medical care at a long-time period care nursing facility in Kirkland, Washington, and at alternative care sites in New York City and Detroit.
In addition, the Paycheck Protection Program and Health Care Enhancement Act, enacted in April 2020, supplies extra appropriations for small business loans, grants to well being care suppliers, and COVID-19 testing. U.S. Department of Agriculture’s Food and Nutrition Service reviews the variety of low-revenue households who take part in SNAP , the most important meals assistance program and one of many largest safety web packages in the United States. The program serves a variety of low-income households, together with families with youngsters, the elderly, and individuals with disabilities. While the SNAP program is intended to cut back meals insecurity, the variety cryptocurrency database with emails of households collaborating in SNAP may be interpreted as a measure of the demand for meals assistance. Historically, the variety of households that participate in SNAP has tended to decrease as household monetary circumstances improve. We plan to observe and report the variety of households collaborating in SNAP primarily based on monthly information, including differences across states. Changes within the number of households participating in SNAP over time ought to present a general indication of changes in the monetary condition of households.
Education decided to award the $12.6 billion to varsities in two levels, beginning with $6.3 billion designated for emergency pupil aid. In the 2 weeks after the CARES Act was enacted, Education got the brand new grant program up and running, which included figuring out tips on how to apply the funding formula, calculating the quantities allocated to each college, and creating procedures needed to operationalize the program. Education officials advised us that applying the funding formulation was time consuming as a result of it required data the division doesn’t gather, including scholar enrollments calculated in full time equivalents and the variety of college students enrolled in online packages. They also stated that Education immediately coordinated with the Department of the Treasury to determine whether or not the grants might be disbursed to college students as “emergency help,” and therefore be exempt from taxation and consideration in future financial aid determinations. Education’s software of the funding method resulted in more than two-thirds of the $6.three billion designated for emergency scholar aid being allotted to public 2-12 months and 4-year colleges . CDC deployed greater than 1,000 of its employees for the COVID-19 response, in accordance with the company. For example, CDC officials acknowledged that the agency deployed personnel to employees domestic quarantine stations established to prevent, delay, and mitigate the introduction of additional circumstances and transmission to the United States.
The indicators and recent developments are mentioned in additional element in appendix IV. Small Business Programs The Small Business Administration permitted greater fast smtp server for bulk email campaigns than 1 million financial harm catastrophe loans, however information expertise challenges and processing delays hampered implementation.
While some businesses may obtain a PPP loan and keep employees on their payrolls, others may be inclined to put off staff, making them doubtlessly eligible for enhanced unemployment advantages. According to USAID, State and USAID have allotted about $a hundred and fifty million in supplemental funding under Pillar four for 18 international locations, as of May 20, 2020. While the Pillar 4 objective includes addressing second-order financial, civilian-security, stabilization, and governance effects of COVID-19, State officials informed us that the initial focus is on emergency and quick-term needs.
Military Health The Department of Defense has taken steps to check and monitor COVID-19 instances among servicemembers, present care via the navy health system, and defend the well being of U.S. army forces. Medical Surge Multiple federal companies have deployed personnel, various care sites, and equipment to assist surge medical and public well being capabilities during the COVID-19 response. DOD Support to Civil Authorities The Department of Defense is offering folks, tools, and supplies to help civil authorities through the COVID-19 pandemic.
Education Stabilization Fund The Education Stabilization Fund supplies emergency funding to address the effects of the COVID-19 pandemic on schooling. It is too early to know the way states and faculty districts will spend these funds and the effect they could have, however the comprehensible desire to spend the money quickly may increase the dangers of noncompliance with spending and accountability requirements. Transit Industry The Federal Transit Administration has begun to distribute CARES Act funding, with most grants going to operating bills. Coronavirus Relief Fund Almost the complete $one hundred fifty billion fund has been disbursed to states, localities, tribal governments, the District of Columbia, and U.S. territories to assist cover the prices of responding to the COVID-19 pandemic.
However, SBA has not made knowledge on individual loans obtainable on its web site because it has carried out for other loan guarantee programs, though SBA has said on its website that it plans to do so at an unspecified future date. In an interview on June 1, 2020, SBA officials declined to comment on whether or not they planned to launch mortgage-degree information. The officers later famous issues about private privacy and commercially sensitive enterprise data that they stated weren’t presented by conventional SBA enterprise mortgage applications.
Administered by the Department of Education, this fund offers formulation and discretionary grants to states for support of educational services. U.S. territories and Bureau of Indian Education applications obtain funds under the Education Stabilization Fund as well. We reviewed testing knowledge and limitations reported by the Centers for Disease Control and Prevention over time, together with the latest information from CDC’s COVID Data Tracker web site as of May 31, 2020. We also interviewed CDC officials to obtain info on steps taken to report testing information, and we reviewed federal legal guidelines, different requirements, and CDC steerage associated to states’ and laboratories’ submission of testing knowledge. We selected these amenities based on the sort and dimension of the power and geographic diversity.
In its comments, reproduced in appendix XII, DHS outlined the numerous challenges going through the nation in responding to the COVID-19 pandemic and FEMA’s lead role in addressing them. DHS additionally provided technical comments on this enclosure, which we included as appropriate. HHS is designated the lead agency for responding to a public health emergency, including a pandemic. As part of this role, HHS supplies assets similar to surge personnel and tools to support the general public health and medical needs of the response. Additionally, HHS may mens shoes retailers b2b email marketing list go with its federal partners, together with DOD, DHS, and VA, which might additionally deploy associated supports to help surge medical and public well being capabilities during a response to a public health emergency. Under the expanded packages, active Medicare providers can apply for loans of as much as a hundred or 125 % of the payments they received for a prior three-month or 6-month period, relying on the kind of provider or provider.
In response to COVID-19, VHA officers told us that they elevated capability, tested each veterans and employees, and expanded telehealth services to look after veterans, among different actions. In addition, VHA helps the civilian public well being response as a part of VA’s statutory mission to fulfill its obligations throughout occasions of national public well being emergency, together with offering assist to the Department of Defense and the Public Health Service. DOD made supplies from its own stockpile, meant to help the army, available for the public well being response. For example, according to FEMA, DOD has distributed nearly 14 million N95 respirator masks from its inventory to cities, states, and the Department of Veterans Affairs . In addition, federal agencies report any extra personal property, including supplies, to a centralized database maintained by the General Services Administration , which provides stories of available material to FEMA every day, in accordance with GSA officers.
Due to the very nature of the government’s have to rapidly present funds and other help to those affected by COVID-19 and its financial results, federal reduction packages are susceptible to significant danger of fraudulent actions. The schemes used to defraud government, as well as personal companies and individuals, are countless, and plenty of have already emerged during the COVID-19 pandemic. However, whether or not in occasions of emergency or in the course of the steady state, fraud dangers and schemes typically originate from, and target, certain teams. Illustrative examples of fraud dangers and schemes relevant to an emergency environment are proven in figure 22. Spreads on corporate bonds relative to benchmark rates of interest (e.g., Treasury interest rates) measure the premium corporate debtors should pay to compensate lenders for taking over the chance of loss as a result of default and for foregoing investments in additional liquid belongings . These spreads are a key measure of the cost and availability of credit and have a tendency to fluctuate over time primarily based on financial conditions. That is, spreads have a tendency to extend as perceived economic risk increases—lenders demand larger returns to compensate for increased danger—and spreads tend to shrink as perceived economic danger falls.
building designers email list to Provide Medical Supplies States’ requests for medical tools and supplies, similar to personal protecting gear, rapidly exceeded the capability of the Strategic National Stockpile, leading to a multiagency response to acquire and distribute material. COVID-19 Testing The Department of Health and Human Services performs a key position in coordinating test growth and implementation, however faces challenges in facilitating testing and reporting results. Vaccine and Therapeutics Development Multiple federal businesses are taking actions to develop vaccines and therapeutics to stop and deal with COVID-19, including funding analysis and clinical trials, but it isn’t known when or if a secure and efficient vaccine and therapeutics might be widely obtainable. Medicaid Financing, Waivers, and Flexibilities Federal help related to COVID-19 provided increased federal Medicaid funding for states and territories to help the costs of their Medicaid packages, together with COVID-19 testing and treatment costs. The Centers for Medicare & Medicaid Services has also approved waivers and other flexibilities to help state Medicaid applications respond to the COVID-19 pandemic. Medicare Waivers In response to COVID-19, the Centers for Medicare & Medicaid Services expanded availability of Medicare providers via widespread use of program waivers, together with for telehealth providers.
Department of Defense Working Capital Funds COVID-19 might additional impact the Department of Defense’s working capital fund balances, even with further appropriated quantities provided by the CARES Act. The Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020, and the CARES Act offered about $2.2 billion in supplemental funding to accounts for diplomatic and international help programs, administered by State and USAID, to respond to COVID-19 overseas. Through the identical two acts, Congress additionally designated a minimum of $800 million of the Centers for Disease Control and Prevention’s COVID-19 supplemental appropriations for CDC’s world illness detection and emergency response. State and USAID developed a method for the use of the $2.2 billion, which is organized under 4 pillars . Similarly, CDC developed a strategy for its world response to COVID-19 that may concentrate on supporting priority international locations, multilateral establishments, and susceptible populations to mitigate the global impression of the pandemic.
In response to this unprecedented international disaster, Congress and the administration have taken a sequence of actions to protect the well being and nicely-being of Americans. Notably, in March 2020, Congress passed, and the President signed into law, the CARES Act, which offers over $2 trillion in emergency help and well being care response for individuals, households, and businesses affected by COVID-19.
The Centers for Medicare & Medicaid Services , inside HHS, administers Medicare. To date, the transparency of the use and distribution of CARES Act funding has been combined. According to Treasury, spending data should soon be out there and we are going to study the extent of transparency of the reported data. In addition, in some circumstances, agencies have already launched information about where COVID-19 funds are flowing. For example, HHS launched data on all providers that acquired Provider Relief Fund payments, and certified they meet the phrases and conditions for those payments. SBA has often published abstract information, together with on the number and greenback amount of loans accredited, number of lenders and loans by lender type, and loans by state and business.
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Author Biograhy: Nataly Komova founded Chill Hempire after experiencing the first-hand results of CBD in helping her to relieve her skin condition. Nataly is now determined to spread the word about the benefits of CBD through blogging and taking part in events. In her spare time, Nataly enjoys early morning jogs, fitness, meditation, wine tasting, traveling and spending quality time with her friends. Nataly is also an avid vintage car collector and is currently working on her 1993 W124 Mercedes. Nataly is a contributing writer to many CBD magazines and blogs. She has been featured in prominent media outlets such as Cosmopolitan, Elle, Grazia, Women’s Health, The Guardian and others.